Payments Blog

Ever hear an offer that’s suspiciously too good to be true? It’s pretty standard to hear a lot of enticing promises from payment processing companies, and they will tell you a lot of misleading information to get you to sign up for their services. Navigating what’s a good deal is a challeng...

Getting a point-of-sale system is one of the first pieces of equipment a restaurant owner debate spending money on when they are investing in a new establishment. Point-of-sale systems have the reputation of being an expensive piece of technology that rings up items and lets you process payments....

Customers today expect to have complimentary WiFi when they visit a business. While it’s a great service you should offer guests if you don’t have your guest WiFi set up properly it can cause some problems internally. There are a few things you need to keep in mind when trying to set up yo...

PCI Compliance is an often misunderstood part of having a merchant account. You’re probably wondering what PCI Compliance means, who decides if your business is compliant, and why there’s a monthly fee involved if you’re not compliant. A lot of payment processing companies are not good at e...

Mesh wifi networks are new, but they have quickly become a fantastic option for a restaurant or small retail business. They make it incredibly easy for your staff to keep connected to your wifi, as they move around the sales floor. If you’re not sure about the difference between a mesh wifi net...

Ever look at your processing statement and wonder what all those fees are? You’re probably curious why they are on your statement, to begin with, and if you can avoid paying them. Well, there’s a lot of different types of fees and services that you will be charged for having a merchant acc...

No one likes a tangle of network cords in their business. It looks terrible to customers, and your staff struggles to work around all the cables and not mess any of them up. Not to mention you run the risk of not being able to find the right cord when you need to unplug something to test your ne...

We’ve covered how processing works in the past, and gone over some of the ways processing rates are calculated, but we haven’t explained in detail why a business might be charged a specific rate. You’ve probably wondered why your business is on a different pricing structure than the one dow...

Everyone hates losing their internet connection, but when you’re a restaurant or a retailer, a lack of internet can mean a lack of business. If your internet goes down during business hours, you lose your ability to process credit card payments. Having a system in place to protect your busin...

Do you ever feel like people try to put your business in a box? In payment processing industry there’s a lot of “one solution fits all” options that salespeople like to push. They don’t take the time to get to know how your business works and what tools you use. The reality is no two b...

Is the wifi at your business open to the public? Offering complimentary wifi to your guests is all fine and well, but if you’re not segmenting your networks, you can put your business and your customers' credit card information at risk. It’s pretty easy for someone to go in through your publ...

If you ever want to feel overwhelmed the easiest way to do it is to look at all the available online shopping cart solutions for your E-Commerce Store. From all the different shopping carts and the variety of capabilities they come with it can be a challenge to find the right one for your store...

Chances are when you’re running your restaurant your first thought isn’t on security. You’re worried about countless other details that come with owning a business, but not taking the time to protect yourself and customers from a data breach is a real concern. Criminals are beginning to tar...

Have you ever looked at a processing statement and thought about what it represents? Sometimes you only see a service bill as a negative; it’s just another item taking away your hard earned cash. But what does a service bill represent? It's not only an amount you owe but a reflection of work y...

There’s been a surprising amount of credit card fraud happening lately. As a business, it can be a very costly situation to find yourself in. One case of fraud can be enough to put a hard stop on growth and can leave you struggling to make ends meet as you make up the loss. The chance for ...

Today we want to bring attention to a specific issue that could affect your business. Lately, there have been a lot of credit card processors who have been charging fees for not having an EMV credit card terminal to accept payments. The most recent one we’ve seen is a processor charging $29...

Having a multi-location franchise is a fantastic thing. It means your business is growing and bringing in extra profits. But managing how your franchise accepts payments can be a different story. As you grow, it’s logical to think you need to use a big bank to handle all your payment process...

Do you run a project based business that requires a down payment and final billing at a later date? Managing a project based business can be frustrating when it comes to the bill. Traditionally, you receive the down payment at the beginning of the project, and then send out an invoice at the end...

panding a franchise is always tricky. Jumping from one store to two adds extra work and time into operations and store management. Nothing can be as stressful as trying to manage all of your products between multiple locations, or worse, keep the promotions and reward programs all through one poi...

Retail sales can be hard, especially when you have to consider the cost of a point of sale (POS) system mixed in the payment processing costs. Payment processing and POS solutions go together hand in hand. However, it can be incredibly difficult to find a merchant service provider who will give...

Nothing can be more frustrating than trying to run your point of sale system through a separate credit card processing company. The likelihood of errors and payment malfunctions increase, as does the time it takes to manage two different payment processing companies. Nothing ruins a visit to...

02 JUL HOW TO MAXIMIZE SUMMER SALES Posted at 07:00h in Restaurant POS, Weekly Articles by Lizzie Wester Summer is well underway, and for many businesses, this is their peak time of year for sales. That being said, a lot of businesses aren’t sure of the best way to maximize their summer sales...

I’ve talked a lot about PCI Compliance on this blog, primarily because it impacts all of our customers’ monthly processing statements. Merchants are charged an extra monthly fee for every month they do not complete their PCI Compliance requirements for keeping customer data secure. Once a ...

How much is your time worth? The amount people devalue their time is astounding. I’ve met people who will waste hours to days on trying to save a few hundred dollars. But when you’re time is precious, do you want to waste it? After a long day at work, do you want to spend a couple of hou...

Running a cafe or restaurant is all about reacting to situations. A lack of awareness when your labor is 30% over what's been sold can leave you losing precious profits and hurt your bottom line. Your ability to react quickly to real-time data will help you prevent losses, so how can you make ...

Selecting the right payment processing solution can be confusing. One of the most common misconceptions is understanding what the difference is between a payment gateway and a virtual terminal. Aren’t they the same thing? Well no, but for your business to accept online payments with ease, you�...

It’s no surprise; theft is a massive problem in the bar and restaurant industry. Sadly, most often it’s because of your staff. Theft accounts for about 7% of loss in annual revenue for small businesses, and that’s eating into your narrow profit margins. Most companies cannot afford to lose pro...

Everyone loves feeling like they’re in on an exclusive deal, so why not offer a loyalty program to your customers? Lots of small business are finding the benefit of implementing loyalty programs. You can use loyalty programs a few different ways, but here are some of the easiest ways to off...

EBT stands for “Electronic Benefit Transfer”, and is just another form of payment, so why wouldn’t you accept it? EBT is basically the new replacement for Food Stamps, which work as a prepaid card for individuals to buy necessities. Sometimes it’s not a matter of if you should or shoul...

How familiar are you with your point-of-sale systems multiple features? One of the biggest reasons restaurants and retail stores find their profits slipping through their fingers is because they can’t keep track of all their data. It’s a hassle to try to organize all those reports. Lucki...